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Spruce was built by US tax preparation firm H&R Block The app, launched on 20 January 2022, includes a spending account with a debit card, a connected savings account that allows for specific budgeting goals, early paycheque availability and overdraft protection. Our customers already trust us with their most personal financial details when we help them file their taxes, and we created the Spruce solution to help address their unmet banking needs, too.. This is a separate service from Spruce Spending and Savings accounts provided by MetaBank, N.A., Member FDIC. And, for a limited time, you'll get a $50 bonus when you receive qualifying direct deposits. Cash-back amounts and terms can vary by merchant location, offer period, and user, so check the app for up-to-date information. from the Google Play Store and. Spruce is a mobile banking platform built by H&R Block, with banking products provided by Pathward. Offer valid only for 6-Month TSB CD Special. The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Online & Mobile Banking App | American National Bank of Texas - ANBTX Void where prohibited. Now put it to work for your future. *Go to disclaimer for more details. To access Mobile Deposit, simply enroll (download the ANBTX Mobile Banking app), launch the app, and follow the step-by-step instructions: Sign the back of the check (endorse check) Access the ANBTX Mobile Deposit app. 2023 Bankrate, LLC. Tax returns may be e-filed without applying for this loan. See www.SpruceMoney.com/fees for details. Among the dozens of newish fintech platforms Ive examined and reviewed over the past year or two, Spruce stands out for its simplicity, usefulness, and transparent fee structure. Were sorry for the issue you encountered with Spruce, and wed like to help. Millions of Americans do not have adequate banking solutions which makes it more difficult for them to maintain financial stability. What you'll get: $20 Bonus Eligible account: Spruce Spending and Savings Account Availability: Nationwide Credit Inquiry: Hard Pull or Soft Pull? Let us know. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. Tax Audit & Notice Services include tax advice only. This is a HUGE security risk and the first red flag !! You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit.